RETIREOMICSretirement decision model

Privacy Policy

Privacy, stated plainly.

The Retireomics model processes the information you enter in your browser. Other parts of the site - including analytics, feedback, and future paid access - have different data flows. This page separates them.

Last updated: August 30, 2026

Four things to know before you begin.

The important distinction is how information moves through the site. What you enter into the Retireomics model follows one path. What you send through a form, or what the site measures about a visit, follows another.

01

Model inputs

Processed in the browser as part of the current model flow.

02

Saved entries

The wizard uses your browser’s local storage to remember your work.

03

Site analytics

Google Analytics measures visits, pages, devices, and referrers.

04

Messages and forms

Feedback and beta responses leave the browser when you submit them.

01Model inputs

What happens to the details you enter into the model.

Your inputs stay in the model's calculation flow.

The Retireomics model processes the household, timing, Social Security, savings, spending, state, and coverage details you enter in your browser. No application-level request sends those model values to us as part of the calculation.

The wizard can save your entries in your browser’s local storage so a refresh or a break does not lose your work. That storage is on your device and can be removed with the model’s clear-saved-entries control or your browser’s site-data settings.

What this statement covers

It covers the current model input and calculation flow. It does not describe every request a browser may make, information you choose to send through feedback, analytics about a site visit, or future account and billing features.

02Outside the model

The separate services and messages that have their own data flows.

Other parts of the site work differently.

01

Website analytics

Google Analytics 4 runs on the site. It can receive page views, how a visitor arrived, browser and device type, and an approximate location derived from IP address. It does not receive the figures you type into the model.

Google’s opt-out add-on is available for supported browsers.

02

Feedback and contact forms

If you email us or submit the Contact form, your message and email address are handled by Web3Forms and the email systems involved so we can respond and improve Retireomics. Do not include information you are not comfortable sending through those systems.

03

Beta feedback

If you are participating in the closed beta, use the Contact form to share your experience or report a problem. It is submitted to Web3Forms and delivered to the Digital Web Team, LLC inbox. Submit only what you choose to share; model inputs are not required.

04

Paid access is not live

Paid access is not currently available for purchase. Any future Stripe billing, email sign-in, or saved-plan feature will have its own collection details and will be described before it launches.

03Cookies and storage

What the site uses to remember a visit or keep your model work available.

Cookies and local storage are not the same thing.

Analytics cookies

Google Analytics uses first-party cookies, including _ga and related cookies, to distinguish visits and recognise a returning browser. They are used for analytics, not advertising or retargeting.

Model local storage

The model uses your browser’s local storage for saved entries and the step you reached. It is not a cookie and is not sent as part of the calculation. Clearing the saved entries or your browser’s site data removes it.

Free model access

No account or email address is required to use the current free model. Future account or sign-in behavior will be disclosed before it is introduced.

04Choices and contact

How to clear local entries, limit analytics, and ask a privacy question.

You have practical ways to manage your information.

  • Clear saved model entries using the model control or your browser’s site-data settings.
  • Use Google’s opt-out option or your browser’s tracking protection to limit analytics.
  • Do not submit financial details or other sensitive information in a message unless it is necessary and you are comfortable doing so.
  • Ask us about a privacy question at [email protected].

Governing entity: Digital Web Team, LLC, operating Retireomics.

Governing law: California.

Privacy claims should stay specific.

Retireomics model inputs are processed locally in the current model flow. Feedback, email, analytics, billing, accounts, saved plans, hosting logs, backups, and future services have separate data questions and are not covered by that narrow statement.

This policy describes the current site and known application flows. We will update it when a material data flow changes. See the Terms of Service for the broader conditions that apply when you use Retireomics.

Know the boundary

Read the terms, then use the model.

Review the full use boundary or return to the model when you are ready.

Read the termsStart your plan